Account Asset Allocation Variance
Current Asset Allocation	Target Asset Allocation

Account Performance
Asset Class	Current Allocation		Target Allocation		Variance	Market Value ($)
Large Cap	42.34%		46%		-3.66%	$121,602.23
Mid Cap	17.57%		12%		® 5.57%	$50,473.14
Small Cap	16.48%		8%		® 8.48%	$47,317.23
International Equity	12.37%		13%		-0.63%	$35,514.82
Long Term Fixed Income	0%		0%		0%	$0
Interm Term Fixed Income	4.34%		8%		-3.66%	$12,470.63
Short Term Fixed Income	4.28%		5%		-0.72%	$12,292.89
Fixed Income - Global	0%		6%		® -6%	$0
Money Market	2.62%		2%		0.62%	$7,523.29
Other	0%		0%		0%	$0
Total	100%		100%			$287,194.22
®  =  Firm Threshold of ±5.0% has been exceeded.   Ù  =  Producer-defined threshold is exceeded.

S &P Alerts					Modify Alert Settings Update
Alert Name	Type	Date	Commentary	Action	Status	Description
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	08/04/2004	Removed Cardinal Health Inc. (CAH) from the Quality Rank 20 Stock Basket due to its S&P STARS ranking being lowered to a 1 from a 3. Pfizer Inc. (PFE) will be moved from the alternate list to the QR20 as its replacement. Pfizer Inc. has Quality Rank of A, and a STARS rank of 5. Added Unitedhealth Group Inc. (UNH) to the QR20 stock basket alternate list to replace Pfizer Inc. Unitedhealth Group has Quality Rank of A, and a STARS rank of 3.		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to Growth	Asset Allocation Model	07/29/2005	Standard & Poor's Investment Advisory Services, LLC has revised the asset allocations provided in the MML Investors Services, Inc. MAPs effective August 1, 2005.	Update Target AA	Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	07/19/2005	Standard & Poor's has promoted SBC Communications (SBC) from the alternate list of the Quality Rank 20 basket, replacing Alltel Corp (AT). Alltel Corp. was removed from the portfolio due to a change in its STARS rank (lowered from 3 to 2). SBC has currently an S&P Quality Rank of B+ and a 3 STARS ranking. SBC Communications is the second largest U.S. local telephone service provider, with 51.9 million phone lines in 13 states as of March 2005; and the largest wireless carrier, through its 60%-owned Cingular Wireless joint venture with BellSouth (BLS). Verizon (VZ) has been added as an alternate to the QR20.		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	07/07/2004	Removed Praxair Inc (PX) from the Quality Rank 20 stock basket primary list and replaced it with Ecolab Inc (ECL). Both stocks have a Quality Rank of A, but Ecolab has a higher Quality Rank total score and a STARS ranking of 4 (versus 3 for Praxair).		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	07/05/2005	Standard & Poor's has added Golden West Financials (GDW) to the QR20 basket to replace MBNA (KRB). On June 30, 2005 Bank of America Corp. (BAC) agreed to buy MBNA Corp. Bank of America agreed to pay $27.50 a share in stock and cash for MBNA. The price reflects a 30.6% premium to MBNA's close on Wednesday June 29. Golden West Financial Corp., the holding company for World Savings Bank, is one of the nation's largest financial institutions with assets over $106 billion as of December 31, 2004 and has an S&P Quality Rank of A+.		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	05/03/2005	Standard & Poor's has promoted Becton Dickinson (BDX) from the alternate list to the Quality Rank 20 basket, replacing Occidental Petroleum Corp (OXY). Occidental Petroleum Corp was removed from the portfolio due to a change in sector relative weights. Becton Dickinson, a manufacturer of medical supplies, devices, lab equipment and diagnostic products, is benefiting from improved revenue visibility amid signs of recovering end user demand in the life sciences industry. On the alternates list, ChevronTexaco (CVX) replaces Apache (APA) and UnitedHealth Group (UNH) replaces Becton Dickinson (BDX).		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to Nicholas Limited Edition - Royce Pennsylvania Mutual Inv CL	Security Basket	04/18/2005	Standard & Poor's Investment Advisory Services, LLC ("SPIAS") has removed the Harris Insight Small Cap Opportunity fund from all of its model portfolios and replaced it with Nicholas Limited Edition. The catalyst for this change is the departure of several members of the Harris Insight Small Cap Opportunity fund management team, including the lead manager.		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to PIMCO Low Duration CL D	Security Basket	04/18/2005	Standard & Poor's Investment Advisory Services, LLC ("SPIAS") removed TIAA CREF Short Term Bond fund as an alternative in the fund Model Allocation Portfolios as well as the Signature QR 20 Model Allocation Portfolio due to a change in strategy.		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	03/08/2005	Standard & Poor's has added First Data Corp (FDC) to the Quality Rank 20 primary list to replace Linear Technology Corp (LLTC), which has been moved to the alternates list. As a consequence of this change, Intel Corp (INTC) has been removed as a substitute stock by the model. First Data Corp's core business is credit and debit card issuing and processing services. It also focuses on e-commerce solutions, wire transfers and money orders, and check processing and verification.		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	02/22/2005	Standard & Poor's has added Occidental Petroleum (OXY) to the Quality Rank 20 primary list to replace UnitedHealth Group (UNH). Apache Corp. (APA) replaces Occidental Petroleum in the alternates list. Both Occidental and Apache are large oil exploration and production companies. Standard and Poor's Equity Research currently ranks these two energy companies as 4 STARS (Accumulate).		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	02/15/2005	Standard & Poor's has added SBC Communications Inc. (SBC) to the Quality Rank 20 alternates list to replace Verizon Communications (VZ). SBC Communications is the second largest U.S. provider of local telephone service and the largest wireless service carrier, through its 60%-owned Cingular joint venture with BellSouth. SBC recently announced plans to acquire AT&T Corp for $16 Billion, largely in stock.		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to S&P Quality Rankings 20 / Large Cap Focus	Security Basket	02/02/2005	Standard & Poor's has added Occidental Petroleum Corp. (OXY) to the Quality Rank 20 alternates list to replace Marathon Oil Corp. (MRO). Occidental Petroleum has recently been awarded nine exploration blocks in Libya and is one of a handful U.S. oil companies preparing to return to the oil-rich country in North Africa. The company's stock is currently ranked 4-STARS ("Accumulate") by Standard & Poor's Equity Research.		Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD
Change to Growth	Asset Allocation Model	01/31/2005	Standard & Poor's Investment Advisory Services, LLC has revised the asset allocations provided in the MML Investors Services, Inc. MAPs effective February 1, 2005.	Update Target AA	Initial Notification Recommendation Implemented In Progress Recommendation Rejected	TBD