10 Days (Earning .83 days per month worked up to a maximum of 10 per year.  Eligible after 6 months.  After 5 years employment, eligible for 15 days per year.  After 10 years employment, eligible for 20 days per year.)

5 Days (Earning ½ day per month to a maximum of 5 per year; eligible after 90 days.)

2 Days (Earning 1 day every 6 months to a maximum of 2 per year.  Employees hired prior to July 1st may take two personal days during that calendar year.  Employees hired between July 1st and September 1st may take one personal day after their 90 day introductory period but prior to Dec. 31st of that calendar year.)

• New Year’s Day
• Presidents’ Day
• Memorial Day
• Independence Day

• Labor Day
• Thanksgiving Holiday
• Day after Thanksgiving
• Christmas Holiday

Full-time employees eligible after 30 days of employment.

EPO:

• $39.75 biweekly single
• $103.05 biweekly family
• Prescriptions: $10 co-pay generic/$25 brand name formulary/$50 non-formulary
• No option to go out of network
• No referrals necessary from Primary Care Physician to see Specialists, etc.

Full-time employees eligible after 30 days of employment.

PPO:

• $56.73 biweekly single
• $147.20 biweekly family
• Prescriptions: $10 co-pay generic/$25 brand name formulary/$50 non-formulary
• Option to stay in network with $20 co-pay or go out of network and incur deductible and coinsurance
• No referrals necessary from Primary Care Physician to see Specialists, etc.

Full-time employees eligible after 30 days of employment.  This is a voluntary, non-contributory plan.
Premium Care PPO Plan: $19.56  biweekly single / $49.71  biweekly family

$5 co-pay for one examination every 24 months, $10 co-pay for select frames, $25 co-pay for contact lenses, $35 allowance for non-plan eyewear purchase.

Pre-tax savings for uncovered medical expenses or dependent care. 
Maximum: $7,000 Medical / $5,000 Dependent Care.

Eligibility: must be at least 18 years of age. Automatic enrollment at first day of the month following 30 days of service
(Open enrollments are 1/1, 4/1, 7/1, 10/1).
Company match: 30% paid on the first 8% contributed

Life Insurance in the amount of 1.5 of the employee’s annual salary (minimum $50,000; maximum $500,000) effective on the employee’s 31st day of service.  Additional Life Insurance available at employee’s expense.

Benefits calculated as a percentage of salary up to a maximum of $170 per week with a maximum of 26 weeks.  (NJ maximum of $459 per week, CA maximum of $728 per week).

EAP consultants offer assessment, short-term counseling, & referral services (completely confidential)

Mandatory coverage.